Housing
The Mortgage Wall
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After a Latino family was prevented from applying for a mortgage in New Jersey, Futuro Investigates began digging into mortgage application outcomes in the state. Our investigation determined Latinos are more likely to be denied mortgage loans than white borrowers.
Links to all stories below.
The work of Futuro Investigates is made possible by The W.K. Kellogg Foundation, the Chan Zuckerberg Initiative, the Tow Foundation, the Geraldine R. Dodge Foundation, Michelle Mercer and Bruce Golden, and Hispanics in Philanthropy.
Published on: December 7, 2023
Housing
The Mortgage Wall: In New Jersey, lenders deny home loans to Latinos more often than to white applicants
A Latino family in New Jersey was prevented from applying for a home loan. Their experience sparked an investigation highlighting disparities in lending outcomes between white and Latino residents.
Published on: December 11, 2023
Housing
Here is how we analyzed mortgage outcomes in New Jersey and their impact among Latinos
Futuro Investigates combed through federal mortgage data and used statistical modeling to compare application outcomes. Here’s how we did it.
Published on: December 11, 2023
Housing
What you need to know about applying for a mortgage
The mortgage process can be challenging, especially for first-time homebuyers. Navigating it successfully requires preparation and education.
Published on: December 11, 2023
Credits
Executive Producers
Peniley Ramírez
Maria Hinojosa
Reporters
Illan Ireland
Peniley Ramírez
Roxana Aguirre
Nour Saudi
Senior Supervising Editor
Andrea López-Cruzado
Data Analysis
Jeremy Singer-Vine
Fact-Checking
Roxana Aguirre
Nour Saudi
Translation
Roxana Aguirre
Data Visualization
Fernando Becerra
Project Manager
Nancy Trujillo
