The Mortgage Wall

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After a Latino family was prevented from applying for a mortgage in New Jersey, Futuro Investigates began digging into mortgage application outcomes in the state. Our investigation determined Latinos are more likely to be denied mortgage loans than white borrowers.

Links to all stories below.

The work of Futuro Investigates is made possible by The W.K. Kellogg Foundation, the Chan Zuckerberg Initiative, the Tow Foundation, the Geraldine R. Dodge Foundation, Michelle Mercer and Bruce Golden, and Hispanics in Philanthropy.

Published on: December 7, 2023

Housing

The Mortgage Wall: In New Jersey, lenders deny home loans to Latinos more often than to white applicants

A Latino family in New Jersey was prevented from applying for a home loan. Their experience sparked an investigation highlighting disparities in lending outcomes between white and Latino residents.

Published on: December 11, 2023

Housing

Here is how we analyzed mortgage outcomes in New Jersey and their impact among Latinos

Futuro Investigates combed through federal mortgage data and used statistical modeling to compare application outcomes. Here’s how we did it.

Published on: December 11, 2023

Housing

What you need to know about applying for a mortgage

The mortgage process can be challenging, especially for first-time homebuyers. Navigating it successfully requires preparation and education.

Published on: December 11, 2023

Housing

Podcast: The Mortgage Wall

This election year, housing has emerged as one of the top five concerns for Latino voters for the first time ever. With mortgage rates and housing prices on the rise, the dream of owning a home has become more elusive. Many Latinos and Latinas face barriers beyond finances, starting with the difficulty of securing a bank loan.

Published on: August 15, 2024

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